Insurance for the demanding

Pro Shield Healthcare series (IPMI)

• Flexible product configuration In-patient and In & Out-patient
• Flexible deductible options from Nil to USD12,500
• Provides Worldwide, Worldwide Ex USA and Asia only coverage options
• Multiple application approaches
• Transfer and take over from an existing Healthcare plan
• Moratorium Underwriting
• Family Plan discounts are available
• Extend cover for dependents living overseas available
• Access to a global network of 1.5million Hospitals & medical facilities worldwide
• Direct Billing for Hospital Charges
• 24/7 International Emergency Medical Assistance customer service helpline (English, Cantonese & Mandarin)
• Second Opinion service medical Evacuation & Repatriation as standard
• Portable policy and medical underwriting history if you move overseas

Pilot Shield Healthcare Series (IPMI)

• Flexible product configuration In-patient and In & Out-patient
• Flexible deductible options from Nil to USD12,500
• Provides Worldwide, Worldwide Ex USA and Asia only coverage options
• Multiple application approaches
• Transfer and take over from an existing Healthcare plan
• Moratorium Underwriting & Medical Underwriting for High Cholesterol and Hypertension
• Moratorium Underwriting
• Family Plan discounts are available
• Extend cover for dependents living overseas available
• Access to a global network of 1.5million Hospitals & medical facilities worldwide
• Direct Billing for Hospital Charges
• 24/7 International Emergency Medical Assistance customer service helpline (English, Cantonese & Mandarin)
• Second Opinion service medical Evacuation & Repatriation as standard
• Portable policy and medical underwriting history if you move overseas

Pilot Shield Loss of Licence series

• For Individuals & Groups
• Commercial Airline, Executive jet and Flying schools
• Provides both Temporary & Permanent Loss options
• Flexible Product configuration cover from 12 - 60 months
• Covers up to USD 1.25m Temporary & Permanent Loss combined
• Waiting Period from 60 days - 365 days
• Available for multiple licencing jurisdictions

Income protection

Income Protection in case of Accident or Illness

• Loss of income due to total temporary or permanent inability to work as a result of illness or accident
• Death & Disablement in the event of accident
• Highly configurable benefit options
• Profession specific coverages
• Quick access to higher limits

Personal accident

Accidental Death Disablement and Disability

• Death & Disablement in the event of accident
• Highly configurable benefit options
• Covers Broad recreational sports
• Quick access to higher limits

Term Life

A Flexible Term Life offering from the ages of 18 -74 years

• For Individuals wishing to financially protect their estate in the event of death, secure a loan, protect against inheritance tax, protect shareholders.
• Clear scope of coverage
• Access to high limits
• Limited exclusions
• Quick application process

CYBER

Provides comprehensive Cyber Coverage for SME businesses

• Global standard of Cyber Protection developed by the Lloyd’s consortium
• Clearly defined coverages
• Simple application
• Quick access to offer
• Breach Response Protocol and Claims supported by Specialist(s) in their fields

D&O

Directors and officers liability insurance for companies, cooperatives, foundations, associations and other entities.

• Broad core scope of protection
• Wide access to coverage extensions
• Simple application
• Quick access to quotes

SPORTS INCOME PROTECTION PERSONAL ACCIDENT

For Sports Professionals both individual and associations

• Coverage specifically designed for professional sports players
• Loss of income due to total temporary or permanent inability to play your professional sport as a result of illness or accident
• Death & Disablement in the event of accident
• Highly configurable benefit options
• Profession specific coverages
• Quick access to higher limits
• Pre-existing conditions coverage subject to medical Underwriting